Help for residents struggling to pay their mortgage after COVID

Courtesy of the State of Michigan

LANSING, Mich. – June is National Homeownership Month and the state is offering help to residents who have been financially impacted by COVID-19. 

The MiMortgage Relief Partnership, launched in 2020, is a cooperative agreement between the state of Michigan and more than 230 banks, credit unions, and mortgage servicers to provide mortgage relief to Michigan homeowners experiencing a COVID-19 related financial hardship. The deadline to request assistance from participating lenders has been extended to December 31, 2021. DIFS has also compiled a list of additional assistance programs to help impacted homeowners struggling to make their mortgage payments. 

“The MiMortgage Relief Partnership is designed to help homeowners experiencing difficulty making their mortgage payments, but it is important to know that participation is not automatic – you must contact your lender right away to discuss available relief options,” said DIFS Director Anita Fox. “More than 230 of Michigan’s banks, credit unions, and mortgage companies have partnered with us to work with financially impacted borrowers to keep Michiganders in their homes.”  

Contacting your mortgage servicer at the first sign of trouble is the best way to help prevent foreclosure, but MSHDA also has resources to help homeowners, said MSHDA Homeownership Director Mary Townley. “We have an expansive statewide network of nonprofit housing counselors ready to assist homeowners experiencing financial hardships.”  

To find a housing counselor near you, visit 

Homeowners should also take this time to review their insurance policies with their agent or insurance company to understand their coverage and any new discounts available, including for recent home improvements or going without a claim for a certain amount of time. This insurance review is a good opportunity to understand the risks you may still face and consider adding new coverage, for example, to cover flood damage or water back-up. Additional information about homeowners insurance is available on the DIFS website. 


Please follow and like us: